Home Insurance

PROTECT WHAT MATTERS TO YOU

HOME INSURANCE

ABOUT US

Welcome to The Major Agency, your trusted partner in protecting what matters most. At The Major Agency, we understand that life is filled with uncertainties, and that’s why we are dedicated to providing comprehensive insurance solutions for your life, auto, home, and business needs.

Our Mission Our mission is to empower individuals, families, and businesses to navigate life’s unpredictable moments with confidence. We believe in building lasting relationships by offering personalized insurance coverage that fits your unique circumstances. From safeguarding your home against unexpected events to ensuring the well-being of your loved ones, we are here to provide peace of mind through reliable and tailored insurance options.

HOMEOWNERS INSURANCE INFORMATION

What is Homeowners insurance?

Homeowners insurance covers damage to your home, property, contents, and other assets in your home. Your homeowners insurance policy may also cover additional living expenses above your normal cost of living if a covered loss forces you to stay elsewhere while your home is being repaired or rebuilt. It may also provide coverage for accidents or injuries that occur in your home or on your property also known as third party liability. A homeowners policy covers injuries you may unintentionally cause to others away from your property for which you may be liable. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.

Why do you need homeowners insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments

If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what’s included and what is not.

Things to consider and questions to ask your agent

Here are few things to discuss with your agent that will influence your decisions.

How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home’s features and the things you own so you can make an informed decision about coverage.)
Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
What’s the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

GOOGLE REVIEWS

    
 
 
        
   Rez Corvair RERE 
 2023-07-10
 
 
  Great company very helpful
  
 
       
   Tron W 
 2023-05-10
 
 
  I was shopping around for auto insurance because I didn't want to renew with my current provider (long story).

Eventually I was referred to "The major agency" by a colleague at work. I wanted only auto insurance, but I was so impressed that I ended up transferring my auto, home, and life insurance to the Major agency.

I spoke with and worked with Shardae Lawal and I was blown away by the attention to detail , the level of care, the deep industry knowledge and end-to-end service their agency provided. And as an extra bonus - THEY HELPED ME SAVE MONEY !!

A++ service and I can't recommend them enough.
  
 
       
   Malik Harness 
 2023-05-02
 
 
  I am a proud client of "The Major Agency-Insurance". The level of expertise and insight really helped me make an informed purchasing decision. When dealing with things like insurance policies, I always felt like a number. With "The Major Agency-Insurance", you are so much more. I highly recommend this agency. They definitely have me as a client for life. 10/10
  
 
       
   maquita taylor 
 2022-07-23
 
 
  10/10 recommend. Excellent service. Best instance agency in Atlanta!
  
 
       
   queen stinson 
 2022-07-23
 
 
  Great with detail and information! Shardae was great!!!
  
 
       
   Sonia B 
 2022-06-09
 
 
  Very professional and quick to respond to my requests. I’m very pleased with the customer care that I received.
  
 
       
   Jay P 
 2022-05-04
 
 
  Excellent, Excellent customer service! They were able to get me a very low rate with more coverage! They even beat USAA! Why not give them a call and see what they can do for you...
  
 
       
   Omolara Soyinka 
 2022-03-31
 
 
  Recently switched insurance brokers to the Major Agency, and I’m glad I did! Shardae was very attentive to all our needs, and after walking us through our options, she helped us purchase home, auto and life policies at competitive rates. We’d been shopping around for quite some time looking for good rates, so I’m happy this was a one-stop-shop for us. Shardae was organized, professional, and very knowledgeable. Outstanding customer service! I will definitely be recommending the Major Agency to others.
  
 
       
   F over E 
 2022-03-21
 
 
  Great agent. I started a construction company and she was able to get me and my employees insured. The process was smooth because she is very knowledgeable in her field. I said it once and I’ll say it again. Great agent